There are two kinds of horse people: those who have a pretty good idea of how much money they spend on their horses, and those who have no idea (and probably don’t want to know). A few years ago I attended a seminar at my credit union about budgeting. They gave us a spreadsheet for…
Are you satisfied with how many trails you have access to and the quality of those trails? Have you seen your access to trails – whether it be on your neighbors’ land or public land – decreasing over time? If you live in the western US, you might be pretty happy with your trails. But…
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